Diversified public and private sector experience spanning three decades has provided Mr. Taylor with a wealth of firsthand knowledge and insights, plus an unrivaled roster of personal contacts. He is eminently qualified to help government agencies and private institutions solve the problems and capitalize on the opportunities that are part and parcel of today's highly charged and ever-changing financial environment.

Mr. Taylor is a recognized expert in the residential mortgage market, mortgage banking (including origination, servicing, secondary marketing and overall management), housing, banking and title insurance. His expertise in these areas has been noted by academic circles. He has been an Adjunct Professor at the University of South Carolina, and has been a member of the guest faculty of the School of Mortgage Banking sponsored by the Mortgage Bankers Association of America. A glance at Mr. Taylor's professional credentials and personal achievements suggests the scope of his ability to advise not only financial institutions but Federal agencies, credit unions, pension plans, portfolio managers and others as well.

As Executive Vice President of the Government National Mortgage Association (GNMA), Department of Housing and Urban Development (HUD), Mr. Taylor was the Association's Chief Operating Officer having direct authority over all GNMA programs. He received awards for his work from the Secretary of HUD and was accorded the Meritorious Service Award by the President of the United States. He served as Acting President of GNMA during the transition periods between appointments to this post by Presidents Carter and Reagan.

In the private sector, Mr. Taylor has been a highly successful CEO at four major mortgage banking firms. He engineered dramatic turnarounds at three of these and built one full-service residential lender. Recently, he managed a California mortgage banker and reengineered the mortgage operations of a major Ohio homebuilder.

Fred Taylor's Professional Associations & Board Memberships

Board of Governors
Mortgage Bankers Association of America

Board of Trustees
Ohio Mortgage Bankers Association

Mortgage Bankers Association of the Carolinas

Mortgage Bankers Association of Georgia

Member, Fannie Mae's 1996/97 National Advisory Council

Member, Fannie Mae's 1998/2000 Midwestern Advisory Council

Member, Freddie Mac's CEO Roundtable

Member, Strategic Advisory Board, VLDC Technologies, Inc.

Member, Board of Directors, Synteleos, Inc.